Privacy Policy

1. Introduction

Finance Invest Plan ("we", "us", "our") operates the website financeinvestplan.com and provides financial planning, lending advisory, tax and insurance services to clients in the United States. This Privacy Policy explains what information we collect, why we collect it, how it is used and the choices available to you.

By using this website, submitting a form or engaging our services, you agree to the practices described here. If you do not agree, please do not use the site. Our registered office is 7637 W 93rd St, Overland Park, KS 66212, USA.

2. Information We Collect

We collect information in three ways: information you give us, information collected automatically, and information provided by third parties.

Information you provide

• Identity and contact details such as name, email address, phone number and postal address
• Enquiry details, service interest, loan amounts, timelines and any message you send us
• Financial information you choose to share during an advisory engagement, such as income, assets, liabilities and credit information
• Newsletter preferences, including topics and delivery frequency

Information collected automatically

• Device type, browser, operating system and approximate location derived from IP address
• Pages visited, referring URLs, time on page and interaction events
• Cookie and similar technology identifiers, where you have consented

Information from third parties

• Credit reporting agencies, only with your written authorisation and only when required to assess an application
• Lenders, insurers and fund providers involved in a product you have asked us to arrange

We do not ask for Social Security numbers, bank account numbers or identity documents through this website. If such information is required, we request it through a secure portal or in person.

3. How We Use Your Information

We use personal information to:

• Respond to enquiries and provide the consultation you have requested
• Assess eligibility, prepare quotes and arrange lending, investment, tax or insurance products
• Deliver newsletters you have subscribed to, in the frequency and on the topics you selected
• Meet legal, regulatory, licensing and anti-money-laundering obligations
• Maintain records of advice given and outcomes achieved
• Improve our website, content and service quality using aggregated analytics
• Send service updates about an application, policy or plan you hold with us

We do not sell your personal information, and we do not use your data for automated decision-making that produces legal effects without human review.

4. Legal Basis and Consent

Where required, we rely on your consent — for example when you submit a contact form or subscribe to the newsletter. You may withdraw consent at any time using the unsubscribe form or by contacting us. We also process information where necessary to perform a contract with you, to comply with a legal obligation, or where we have a legitimate interest in operating and improving our services that is not overridden by your rights.

5. When We Share Information

We share information only as required to deliver the service you have requested, and only with parties bound by confidentiality obligations:

• Lenders, insurers, fund providers and platform custodians relevant to your application
• Service providers who host our website, email systems and client portal
• Professional advisers such as accountants and attorneys where coordination is required
• Regulators, courts or law enforcement where we are legally compelled to disclose
• A successor entity in the event of a merger, acquisition or transfer of business assets

We never sell, rent or trade personal information, and we do not share your details with advertisers.

6. Cookies and Analytics

Our website uses essential cookies to keep the site functioning and, where you consent, analytics cookies to understand which pages are useful. We do not use advertising or cross-site tracking cookies. You can block or delete cookies in your browser settings; essential site functions will continue to work, although some preferences may not be remembered.

Our newsletter and form interactions may store small preference records in your browser's local storage so that features such as unsubscribe prefill work correctly. This data stays on your device.

7. Data Security

We use administrative, technical and physical safeguards designed to protect personal information, including encrypted transmission, restricted access on a need-to-know basis, multi-factor authentication for staff systems and regular review of access permissions. No method of transmission or storage is completely secure, so we cannot guarantee absolute security. If a breach affects your information, we will notify you and the relevant authorities as required by law.

8. Data Retention

We retain enquiry records for 24 months from last contact, client engagement records for at least seven years after the relationship ends to meet regulatory and tax requirements, and newsletter records until you unsubscribe. When information is no longer required, it is securely deleted or anonymised.

9. Your Rights and Choices

Subject to applicable law, you may:

• Request access to the personal information we hold about you
• Request correction of inaccurate or incomplete information
• Request deletion of information we are not legally required to keep
• Object to or restrict certain processing
• Withdraw consent for marketing at any time
• Request a portable copy of information you provided

California residents may have additional rights under the CCPA/CPRA, including the right to know, delete and correct, and the right not to be discriminated against for exercising those rights. We do not sell or share personal information as those terms are defined under California law.

To exercise any right, email info@financeinvestplan.com. We verify requests before acting and respond within 30 days, or 45 days where the request is complex. If you are unsatisfied, you may raise a concern with your state attorney general or the relevant supervisory authority.

10. Children's Privacy

Our services are directed at adults. We do not knowingly collect information from anyone under 16. If you believe a child has provided information to us, contact us and we will delete it promptly.

11. Third-Party Websites

Our site may link to external websites, including mapping services and lender portals. We are not responsible for the privacy practices of those sites, and we encourage you to read their policies before providing information.

12. Changes to This Policy

We may update this policy as our services or the law change. The revised version will be posted on this page with a new "last updated" date. Material changes affecting how we use your information will be communicated by email where we hold a valid address.

13. Contact Us

For questions, access requests or complaints about privacy, contact:

• Finance Invest Plan — Privacy Office
• 7637 W 93rd St, Overland Park, KS 66212, USA
• Phone: +1 913-385-2000
• Email: info@financeinvestplan.com

We aim to acknowledge every privacy enquiry within two business days.